LOAN MANAGER

Job Category: Accounting/Finance
Job Type: Full Time
Job Location: Cameroon
Experience Level: 2 years minimum
African Zone: West Africa
Availability: Immediately

We are looking for a Loan Manager who will lead and coordinate all loan-related activities across branches, ensure compliance with lending procedures, and drive the growth and quality of the loan portfolio. The role involves close oversight of loan officers, active portfolio monitoring, risk mitigation, client sensitization, and timely reporting to the loan committee.

CLOSING DATE: 11TH FEBRUARY, 2026


CLIENT OVERVIEW

Our client is a Category II microfinance institution operating in Cameroon, dedicated to providing accessible, reliable, and responsible financial services to individuals and small businesses. The institution focuses on sustainable lending practices, portfolio quality, and financial inclusion, while maintaining strict compliance with regulatory and internal control standards.

PURPOSE

The primary purpose of the Loan Manager role is to ensure effective loan portfolio management, maintain portfolio quality and recovery performance, enforce ethical lending practices, and support the institution’s mission of responsible financial inclusion while keeping delinquency within acceptable thresholds.

KEY RESPONSIBILITIES

  • Lead and coordinate all branch loan officers and loan activities
  • MUST avoid at all means any financial kickbacks from loan clients as this is a dismissible offence
  • Ensure bi-monthly field work is conducted for selected loan clients, and report to the loan committee on issues identified for proactive response
  • Ensure loan forms are thoroughly completed by the client, and all supporting information required is complete before forwarding loan files to the loan committee
  • Report timely directly to the loan committee on all loans whose covenants are not respected by clients for timely mediation
  • Coordinate all branch loan officers and ensure loan procedures are respected before granting/forwarding loan files to the loan committee
  • Submit weekly reports on loans disbursed and recovered for all GWFH branches
  • Ensure sales of loan products and recovery of disbursed loans
  • Sensitize clients on loan requirements and different products
  • Ensure delinquency ratio is always below 5%
  • Any other duties as assigned by management

ESSENTIAL SKILLS AND QUALIFICATIONS

  • Bachelor’s degree in Banking and Finance, Economics, Business Administration, or a related field
  • Proven experience in lending, credit analysis, or financial services (minimum 2 years)
  • Strong knowledge of financial products and loan processes
  • Excellent analytical, negotiation, and interpersonal skills
  • High level of integrity, professionalism, and attention to detail
  • Proficiency in Microsoft Office and global banking software is an added advantage
  • Bilingual

We are looking for a Loan Manager who will lead and coordinate all loan-related activities across branches, ensure compliance with lending procedures, and drive the growth and quality of the loan portfolio. The role involves close oversight of loan officers, active portfolio monitoring, risk mitigation, client sensitization, and timely reporting to the loan committee.

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